Insurance For Musicians – How to Get Covered
It’s been an insane summer / early fall – since our last newsletter I’ve lost my home in a fire – it was a freak accident I was at work when an old extension cord caused a spark and my apt is now a charred ruin.
So I now know the answer to “What would you grab if your house was on fire?”
(answer: my Snoopy I got when I was two, & my laptop)
Then I almost lost my mother who almost died in an accident – making the “losing my house” part of the summer seem like a picnic.
I am beyond thankful that no one got hurt except for my cat Mookie (pictured above), who was rescued by the awesome NYFD – after a week in the kitty hospital he came back home. And my mom is back home recovering and very very happy to be alive!
So the theme of this here newsletter is: INSURANCE – I can’t stress enough how important this is.
But – what do you do as a musician working in your own band / studio and how do you qualify?
Here’s what I learned and I have listed the services I found from easiest to the more complicated to navigate.


The Indie Maximum Exposure List is Ariel Hyatt’s manifesto on how indie musicians can realistically profit from Web 2.0 & social media.